Finance Options
We believe that buying from our store should be a comfortable experience, not a stressful one.
That is why we offer pay monthly and split payment options, so you can spread the cost in a way that suits your budget.
At checkout, you can select from various flexible payment methods and view the available plans and terms before placing your order.
It is a simple way to get what you need now while keeping your monthly spending under control.
Shop Pay Installments
Pay monthly and spread the cost up to 12 months
Shop Pay Installments lets eligible UK customers spread the cost over time at checkout.
Plans shown at checkout can include interest free monthly payments up to 12 months, and in some cases longer monthly plans may appear depending on the order value and eligibility.
How to pay monthly with Shop Pay Installments:
1 Add your items to cart and go to checkout
2 Choose Shop Pay
3 Select the Installments option
4 Choose the plan shown at checkout and complete the application
5 If approved, confirm your order and complete checkout
Important note
Shop Pay Installments offers credit in partnership with Affirm and missed payments could affect your financial status.
PayPal Pay in 3
Split your purchase into 3 payments
PayPal Pay in 3 lets eligible customers split the total into 3 payments, with the first payment made at the point of purchase and the next two taken automatically over the following two months.
How to pay with PayPal Pay in 3
1 Add your items to cart and go to checkout
2 Choose PayPal
3 Select Pay in 3 if it appears for your basket
4 Complete the quick application and place your order
Requirements and key details
1 Available for eligible online basket values from £20 to £3,000
2 You repay using a debit card or confirmed bank account
3 Sign up fees and late fees are not charged by PayPal for Pay in 3
4 A soft credit check may be used and applying does not impact your credit score
5 PayPal Buyer Protection applies on eligible purchases
Klarna Pay in 3
Split your purchase into 3 interest free payments
Klarna Pay in 3 lets you spread the cost across 3 equal payments. It is interest free when you pay on time.
How to pay with Klarna Pay in 3
1 Add your items to cart and go to checkout
2 Choose Klarna
3 Select Pay in 3 if it appears
4 Klarna will take the first payment and schedule the remaining payments automatically
How the payment schedule works
Klarna typically takes the first payment when the order is processed, then collects the second and third payments about 30 and 60 days later.
Requirements and important info
1 Klarna is for UK residents aged 18 or over, subject to approval
2 If a payment cannot be collected, Klarna may try again, and missed payments can incur late fees and may be sent to debt collection
3 Klarna Pay in 3 is classed as an unregulated credit agreement
Common Questions
Will everyone see the pay monthly options?
Not always. These options appear at checkout only when your order value and your eligibility match the provider’s criteria. Approval is not guaranteed.
Where can I see my payment schedule?
Shop Pay Installments shows your schedule in the Shop app and lets you manage payments there.
PayPal and Klarna show schedules inside your PayPal or Klarna account or app, depending on what you use.
What happens if I return an item?
Refunds are processed according to the provider’s process and your payment schedule is updated after the refund is confirmed.
Need help choosing the right option?
If you are not sure which method to use, choose the option that feels easiest for you at checkout.
If you have any questions before placing your order, message support and we will be happy to help.